Business New Account Opening

A High-Confidence Place to Start

starting point for Ascent Journey

Start your Ascent journey here

Business account opening is often the first place complexity shows up and the first place trust is won or lost. It is also one of the easiest ways to begin modernizing how your institution works without taking on unnecessary risk.

Ascent delivers a best-in-class business account opening experience, while laying the foundation for much more.

Small business owners have complex needs spanning deposits, credit, and treasury services. They expect not just products, but guidance. When digital engagement is fragmented or rigid, even the strongest relationship efforts fall short. Ascent makes business account opening intuitive, responsive, and aligned with how businesses actually operate.

With Ascent, institutions can design flexible application workflows that support anything from a single deposit product to dynamic, multi-product onboarding journeys. Applications adapt in real time based on your rules and logic, ensuring customers only see what is relevant and necessary. The result is faster completion, lower abandonment, and a more confident start to the relationship.

Ascent integrates with leading third-party data sources such as Plaid, QuickBooks, IRS, Alloy, and IDology to reduce manual data entry and accelerate onboarding. Information collected once flows directly into your core and other systems of record, eliminating re-keying and preserving context beyond the initial application.

Account opening also becomes a collaborative process rather than a handoff. Built-in messaging, shared document collection, and proxy applications allow bankers and business owners to work together in real time to resolve issues and move forward. Bankers have immediate access to a complete view of the business, enabling better conversations and stronger outcomes from day one.

For many institutions, business account opening is the natural starting point with Ascent. It delivers immediate improvements to customer experience and operational efficiency, while establishing unified data that can be reused across lending, treasury, servicing, and ongoing relationship management.

Many tools can help you open an account. The problem starts the moment the account is open.

With Ascent, onboarding is not a dead end. It is the first step in a connected relationship that continues to compound over time.

Secure, permissioned data from sources like QuickBooks, Experian, IRS, and Plaid - combined with your core systems to reduce manual entry and start applications with real context.

A consistent, on-brand experience across every application. Adaptive interfaces guide customers through complex steps without confusion or repetition.

Define how work moves based on real criteria. Route applications automatically, surface early decisions, and avoid wasted effort on poor-fit submissions.

Customers and teams work from the same record - sharing documents, messages, and progress without back-and-forth or lost context.

Connects with your core, LOS, card issuing, treasury, document management, and more - keeping data aligned without replacing your stack.

Every interaction adds context. Ascent builds a clearer picture of each customer, improving every future decision and experience.

What this unlocks

Once this workflow is live, the same data can support lending, servicing, treasury, and ongoing relationship management without rebuilding or re-integrating.

Explore a better way to onboard businesses