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Mortgage Point of Sale

Ascent centralizes your loan operations and seamlessly orchestrates the flow of borrower data across systems, allowing your team to focus on core business drivers.

Despite ongoing challenges and realignment, the mortgage industry remains fiercely competitive; borrowers shop the market looking not only for the best rates but the best experience.

In a time of tight margins and even tighter credit policies, how do you find a way to stand out from the pack?

Ascent's Mortgage Point of Sale solution delivers a real-time digital application experience for borrowers and a richer data set for lenders.

Featuring your questions, flows, and branding, Ascent consumes 3rd party data including cash flow, credit, and fraud data, and combines it with your rules and logic to prescore applications in seconds. Automate pre-qualification approvals and borrower letters. Application pre-filling reduces abandonment and speeds completion. Data can be shared bidirectionally with your systems-of-record (CRM, LOS, scoring engine) to progress the borrower as appropriate. Fast and convenient document collection completes the process, giving your consumers–and lenders–a game-changing experience.

Ascent uses data from your systems-of-record (LOS, core, etc.) and permissioned sources (Plaid, QuickBooks, Experian, etc.) to drive the workflow.

Configurable logic routes renewal steps based on updated information–no time wasted on manual work where criteria is met and steps are unnecessary.

Supports real-time data flows with your systems-of-record (CRM, LOS, scoring engine, etc.)

Flows can be bidirectional and recursive, progressing the borrower through the application and pre-approval process

Borrower portal is tokenized–enables 3rd parties to complete forms and contribute documents (accountant, attorney, etc.)

Data and documents are pushed to your systems-of-record (core, document preparation, document management, covenant tracking, data warehouse, etc.)

Searchable, shareable audit trail that automatically logs renewal interactions/operations.
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